Essential Coverage

Health Insurance for Students in Romania

You need two kinds of cover: travel medical insurance for the visa, and health cover while you live in Romania. Students under 26 get free public medical care; students aged 26 or more pay a yearly health insurance fee.

Student Insurance Plan • Romania

Medical Coverage

At least 30,000 euros (EUR) of cover, valid in all Schengen countries (European countries with no passport checks between them)

POLICY TYPE

Travel medical insurance for the visa

Emergency medical treatment

Needed for the visa

Medical repatriation (flying you home if you are very ill)

Needed for the visa

Emergency hospital stays

Needed for the visa

Whole visa period

Needed for the visa

What Insurance Do You Need?

You need one insurance for the visa. After you arrive, you need health cover for your stay.

Why You Need Health Insurance

The study visa needs it.
Students aged 26 or more need state health insurance to extend their residence permit, the card that lets you live in Romania as a student.
Medical care in private clinics must be paid for.

Legal Requirements

Visa: insurance for the whole visa period.
Visa: covers medical repatriation, emergency treatment and emergency hospital stays.
Visa: valid in all Schengen countries.
Residence permit at 26 or more: state health insurance.

Insurance Approaches for Different Students

Travel medical insurance (visa)

Bought before you travel. It covers the whole visa period.

Public insurance (CNAS)

Free medical care for students under 26. A yearly fee for students aged 26 or more.

Private insurance

Students aged 26 or more may use private insurance bought in Romania for at least 6 months at their first permit extension.

The study visa needs travel medical insurance. You cannot get the visa without it.

Insurance for Your Residence Permit

Your university may ask about your insurance when you join. IGI, the immigration office, may ask when you apply for your permit.

Insurance Waiver Process

Important Waiver Deadline

Students aged 26 or more must show state health insurance to extend their residence permit. At the first extension, private insurance bought in Romania for at least 6 months is allowed.

Insurance Options for Students

Before you travel, buy travel medical insurance for the visa. In Romania, your health cover depends on your age.

Public insurance (CNAS)

Students under 26 get free medical care at the university and in public hospitals. Students aged 26 or more pay a yearly fee of about 463 euros.

Private insurance

Medical insurance, private or with CNAS, costs from 40 euros a month. At the first permit extension, students aged 26 or more may show private health insurance bought in Romania for at least 6 months.

Popular Insurance Providers

National Health Insurance House (CNAS), the state health insurer

State scheme

Public health insurance in Romania

How to See a Doctor

Students sign up with a family doctor for basic care. In an emergency, call 112.

Healthcare System Basics

Students under 26 get free medical care at the university and in public hospitals.
You must sign up with a family doctor.
Private clinics charge for their care.
112 is free. You can get help in English and French.

Step-by-Step Care Guides

Routine doctor visit

1Sign up with a family doctor (a doctor for everyday health problems).
2Book a visit for basic care.

Emergency

1Call 112.
2Tell the operator you need an ambulance and where you are.

Care at Your University

Ask your international office about medical care for students.

Available Services

Ask your university which medical services it offers students.

Key Advantages

Ask your university how to use free care on campus if you are under 26.

Insurance Costs

What insurance costs for students in Romania.

Hidden Costs to Consider

Insurance for the visa

Buy it before your visa appointment.

At least 30,000 euros of cover

State insurance at 26 or more

A yearly fee.

About 463 euros a year

Private clinics

Medical care in private clinics must be paid for, unless your insurance covers it.

Paid by you

Money-Saving Tips

Under 26, use your free public medical care.

Ask your university's international office what care it offers on campus.

Common Questions and Links

Answers to common questions, and links you can use.

Official Government Resources

National Health Insurance House (CNAS)

Romania's state health insurer.

Visit Resource →

e-Viza document list

The insurance rule for the study visa.

Visit Resource →

General Inspectorate for Immigration (IGI)

The health insurance rule for the residence permit.

Visit Resource →

Insurance Comparison Tools

Study in Romania: health care

How students get medical care in Romania.

Compare Plans →

Emergency Contacts

Emergency services

112

Police, ambulance and firefighters. Free. You can get help in English and French.

Important: Save the local emergency numbers in your phone before you travel.

Frequently Asked Questions

What insurance do I need for the visa?

Travel medical insurance for the whole visa. It must pay for medical repatriation (flying you home if you are very ill), emergency treatment and hospital stays, be valid in all Schengen countries, and cover at least 30,000 euros (EUR).

Is health care free for students?

Students under 26 get free medical care and help for your mind and feelings (psychological help) at the university and in public hospitals.

What if I am 26 or older?

You must pay a yearly health insurance fee of about 463 euros. To extend your residence permit, students aged 26 or more need state health insurance. At the first extension, you can show private insurance bought in Romania for at least 6 months.

Can I use private insurance for the permit?

If you are 26 or older, at your first permit extension you can show private health insurance bought in Romania for at least 6 months. After you get the permit, you sign up with CNAS, the state health insurer.