Required for the Visa

Health Insurance for Spain

Your Spain student visa needs health insurance from an insurer allowed to work in Spain. It must cover the same risks as Spain's public health system.

Student Insurance Plan • Spain

POLICY TYPE

Student health insurance

Same cover as Spain's public health system

Required

Insurer allowed to work in Spain

Required

India checklist: no co-payments (you pay no part of each bill) and no limit on what the policy pays. Pakistan: ask us.

Required

Insurance Rules for Spain

Every student visa application needs proof of health insurance.

Why You Need Health Insurance

The visa needs it.
Your student stay permit extension needs it again.

Legal Requirements

Public or private health insurance from an insurer allowed to work in Spain, with the same cover as the public health system.
Check your insurer on Spain's list of allowed insurers.
India checklist: no co-payments (you pay no part of each bill) and no limit on what the policy pays. Pakistan: ask us.
India checklist: whole stay if under one year, or at least one year.

Insurance Approaches for Different Students

Private health insurance

From an insurer allowed to work in Spain, with the same cover as the public health system.

Buy your insurance before you submit your visa papers. It is one of the papers.

Your Options

You can buy health insurance from any insurer on Spain's list of allowed insurers.

Questions and Useful Links

Short answers and where to check.

Official Government Resources

List of insurers allowed in Spain

Check your insurer is on it.

Visit Resource →

Study visa page, Embassy of Spain in New Delhi (India only)

The insurance rule for students in India.

Visit Resource →

Emergency Contacts

Emergency services

112

Free to call anywhere in the European Union (EU).

Important: Save the local emergency numbers in your phone before you travel.

Frequently Asked Questions

Does any travel insurance work?

No. The insurer must be allowed to work in Spain, and the policy must give the same cover as Spain's public health system.

What is a co-payment?

A co-payment is a part of each bill you pay yourself. India checklist: the policy has no co-payments and no limit on what it pays.

How long must it last?

India checklist: your whole stay if under one year, or at least one year if your stay is longer. Pakistan: ask us.

What if I get a job?

If you work and your job is registered with Spain's Social Security (the state system that workers pay into), that counts as health insurance for your permit to stay.