Health Insurance for Students in Cyprus
Students from India and Pakistan need private health insurance for the Cyprus residence permit, the card that lets you stay in Cyprus while you study. Here is what it must cover.
Student Insurance Plan • Cyprus
What Insurance You Need
Health insurance is one of the papers for your Cyprus residence permit.
Why You Need Health Insurance
- It is needed for your first residence permit.
- It is needed again at each yearly renewal.
Legal Requirements
- Covers inpatient and outpatient care.
- Covers sending your body home if you die.
- Valid for one year, unless your stay is shorter.
Insurance Approaches for Different Students
University plan
Some universities include a plan in their fees, such as UNIC at €175 a year.
Your own private plan
It must cover hospital stays, doctor visits and sending your body home if you die, for one year.
Without the right insurance, your residence permit application is not complete.
What Universities Ask For
Your university checks your insurance with your residence permit papers.
University Health Insurance Costs
| University | Annual Cost |
|---|---|
| University of Nicosia (UNIC) | €175 |
*Costs shown may vary. Always check with your specific university for current rates.
Where to Get It
Some universities sell a plan. Others let you buy your own.
Getting Medical Care
What to know about health care as a non-EU student.
Healthcare System Basics
- In an emergency, call 112 or 199.
- The General Healthcare System (GeSY) covers residents who work in Cyprus and EU students.
- Keep your insurance card and policy number with you.
Questions and Links
Common questions about insurance for your permit.
Official Government Resources
Emergency Contacts
Emergency services
112 or 199Police, fire and ambulance.
Important: Save the local emergency numbers in your phone before you travel.
Frequently Asked Questions
Do I need health insurance for my Cyprus residence permit?
Yes. You need a health insurance certificate. It must cover inpatient care (a stay in hospital), outpatient care (you see a doctor and go home) and sending your body home if you die. It must last one year, or your full stay if shorter.
Can I use Cyprus's public health system, the General Healthcare System (GeSY)?
GeSY covers people who live and work in Cyprus, and EU students. As a non-EU student (from outside the European Union, like India and Pakistan), plan on private insurance.
Does my university sell insurance?
Some do. The University of Nicosia (UNIC) charges €175 a year for health and accident insurance.
Do I need it again when I renew?
Yes. At renewal you show private health insurance that covers any illness or accident in the Republic of Cyprus.
Not Sure Your Plan Is Enough?
Send us your policy and we check it against the permit rules.
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