Health Insurance for Students in Indonesia
What universities in Indonesia ask for, and which scholarships include insurance. Money is in Indonesian rupiah (IDR).
Student Insurance Plan • Indonesia
Do You Need Health Insurance?
Rules differ by university. Check yours before you buy.
Why You Need Health Insurance
- Some universities will not finish your registration without it.
- It pays for hospital care if you fall ill.
Legal Requirements
- ITB: full health insurance for all students.
- UI: you must show insurance for the visa.
Insurance Approaches for Different Students
Through a scholarship
KNB (the Indonesian government scholarship for students from developing countries) and NEW UI GREAT (a UI scholarship) include health insurance.
A plan you buy
Buy a plan that covers hospital stays in Indonesia for your whole stay.
At ITB, students without insurance at registration must upload proof of insurance by a later date that ITB sets.
University Insurance Rules
Insurance rules at two universities.
University Health Insurance Costs
| University | Waiver Allowed |
|---|---|
| Institut Teknologi Bandung (ITB) | Required for all students. Must cover hospital stays due to illness and be valid in Indonesia for at least 1 year. |
| Universitas Indonesia (UI) | For the visa, UI asks you to show insurance. UI suggests a plan with worldwide insurance bought before you leave home. |
*Costs shown may vary. Always check with your specific university for current rates.
Ways to Get Insured
Your insurance can come from a scholarship or from a plan you buy.
Health Care on Campus
Some universities have health services on campus, for example Universitas Indonesia (UI).
Healthcare System Basics
- Universitas Indonesia (UI) has health services on campus.
Questions and Help
Answers and emergency numbers.
Emergency Contacts
Ambulance and medical emergencies
118 or 119Call for urgent medical help.
Police and general emergencies
110 or 112You can call from a mobile phone or a satellite phone.
Important: Save the local emergency numbers in your phone before you travel.
Frequently Asked Questions
Is health insurance required?
Many universities ask for it. ITB requires all students to have health insurance. For the visa, Universitas Indonesia (UI) asks you to show insurance.
Does accident or life insurance count?
Not at ITB. ITB needs insurance that pays for hospital stays due to illness.
Should I buy insurance at home?
UI suggests buying a policy before you leave home, and checking that it covers you worldwide.
Do scholarships include insurance?
Yes. The KNB scholarship includes monthly health insurance, and the NEW UI GREAT scholarship covers health insurance during your study.
Complete Guide to Indonesia
Explore all aspects of studying in Indonesia with our comprehensive guides
Pre-Departure - Detailed Guides
Ready to Start Your Journey?
Get personalized guidance for studying in Indonesia with our expert consultants
Get Free ConsultationNot Sure Which Insurance You Need?
We check your university's insurance rule with you before you buy a plan.
Get Insurance Help